Mount Prospect and Orland Park Foreclosure Attorneys

The possibility of having your house foreclosed upon is terrifying, and leaves many homeowners feeling frightened and alone. At Cohen Jutla Dovitz Makowka, P.C. we understand how devastating this possibility can be: your home is more than just a residence, it’s the place where you and your family have put down roots and built your lives. Cohen Jutla Dovitz Makowka, P.C. is available to help you and your family through your time of need. We will work with you throughout the foreclosure process to explain your situation and bring about the best possible resolution to your case.

By speaking with a lawyer early in the foreclosure process, or even before your first missed payment you will have a better understanding of your options. If you are already in the midst of the foreclosure process, Cohen Jutla Dovitz Makowka, LLC can assess your financial outlook and negotiate on your behalf with your lender. Whether you engage our Foreclosure law firm at the beginning, middle or end of the foreclosure process, our legal intervention may help you save your home.

What is Foreclosure?

A foreclosure action is a lawsuit where a bank, mortgage company, or other lienholder moves to take property to satisfy a debt, either by taking actual ownership of the property, or having it sold by the courts to fund repayment. This can be because the homeowner became delinquent on their mortgage payments for various reasons, or because they borrowed money using the property as collateral and fell behind in their repayment schedule. Foreclosures are generally a last option proposition where nobody gets what they really want: the homeowner wants to keep possession of the property, and the lienholder wants to continue receiving the payments that they are due.


If you are in a situation where you are at risk of being foreclosed upon, there are always options. If you move proactively when you first start having trouble making your mortgage payments, often we can negotiate with your lienholder to reach an agreement to adjust your payment schedule or work with them in other ways to prevent a default in the first place. You may also qualify for various government aid programs that could assist you in keeping your house.

In other situations, filing for a Chapter 7 or Chapter 13 bankruptcy may be a better alternative. A bankruptcy filing will delay a foreclosure sale of your property, and by reorganizing and eliminating some of your outstanding debts can often help you to protect not only your house but your cars and other assets.

Sometimes, however, your best financial option may be to give up your house, either by requesting a “deed in lieu of foreclosure” and transferring your interest in the property back to the lienholder, causing much less damage to your credit than a foreclosure would, or by getting your leinholder’s approval to sell the property as a short sale. The worst thing a homeowner can do is nothing at all. There are many options and approaches for dealing with foreclosure and Cohen Jutla Dovitz Makowka, LLC is there to represent you during the entire process.

We Are Here To Help

If you are having trouble making your mortgage payments, or have received a Notice of Default, contact a representative at Cohen Jutla Dovitz Makowka, LLC today by telephone at (847) 282-0155, or online to schedule a consultation with a member of our compassionate legal team to see how we can provide assistance during this difficult time in your life.